അമേരിക്കയിൽ ജനിക്കുന്ന ഓരോ കുഞ്ഞിനും 1000 ഡോളറിന്റെ നിക്ഷേപ അക്കൗണ്ട് ലഭ്യമാക്കുന്ന ‘ട്രംപ് അക്കൗണ്ട്സ്’ എന്നൊരു പുതിയ പദ്ധതിയുമായി യുഎസിൽ നടപ്പാക്കാനൊരുങ്ങുന്നു. ട്രംപിന്റെ ‘ വൺ ബിഗ് ബ്യൂട്ടിഫുൾ ബിൽ ‘ എന്ന നിയമത്തിന്റെ ഭാഗമാണിത്.

നിലവിൽ ഈ ബിൽ കോൺഗ്രസിന്റെ പരിഗണനയിലാണ്. നിയമം പാസായാൽ 2024 ഡിസംബർ 31-നും 2029 ജനുവരി 1-നും ഇടയിൽ ജനിക്കുന്ന കുട്ടികൾക്ക് ഈ അക്കൗണ്ട് ലഭിക്കും.

“ഇത് കുടുംബങ്ങൾക്ക് വേണ്ടി ചെയ്യുന്ന നല്ല കാര്യമാണ്. നമ്മുടെ രാജ്യത്തിന്റെ സാമ്പത്തിക ശക്തി ഉപയോഗിച്ച് പുതിയ തലമുറയെ ഉയർത്താൻ ഇത് സഹായിക്കും. അവർക്ക് ജീവിതത്തിൽ ഒരു നല്ല തുടക്കം ലഭിക്കും,” ട്രംപ് ഈ പദ്ധതിയെക്കുറിച്ച് പ്രതീകരിച്ചു.

കുട്ടികൾക്കായി തുടങ്ങുന്ന ഈ നിക്ഷേപ അക്കൗണ്ടുകൾ രക്ഷിതാക്കളുടെ നിയന്ത്രണത്തിലായിരിക്കും. ഇതിന് നികുതിയുണ്ടാവില്ല. സർക്കാർ ഓരോ അക്കൗണ്ടിലേക്കും 1000 ഡോളർ നൽകും. പിന്നീട് ഈ അക്കൗണ്ടുകൾ ഓഹരി വിപണിയുമായി ബന്ധിപ്പിക്കും. രക്ഷിതാക്കൾക്ക് ഓരോ വർഷവും 5000 ഡോളർ വരെ ഇതിലേക്ക് ചേർക്കാം. ഈ പദ്ധതി കുട്ടികൾക്ക് സാമ്പത്തികമായി മെച്ചപ്പെടാൻ അവസരം നൽകുമെന്നും, ചെറുപ്പത്തിൽ തന്നെയുള്ള ഈ നിക്ഷേപം അവരെ സമ്പന്നരാക്കുമെന്നുമാണ് വൈറ്റ് ഹൗസ് അറിയിക്കുന്നത്.

കുട്ടിയുടെ അച്ഛനോ അമ്മക്കോ അല്ലെങ്കിൽ രക്ഷിതാവിനോ അമേരിക്കയിൽ ജോലി ചെയ്യാൻ അനുമതിയുള്ള സോഷ്യൽ സെക്യൂരിറ്റി നമ്പർ ഉണ്ടായിരിക്കണം എന്നൊരു നിബന്ധന മാത്രമേയുള്ളൂ.
18 വയസ്സിൽ അക്കൗണ്ടിലുള്ള പകുതി പണം പിൻവലിക്കാം.

25 വയസ്സിൽ വിദ്യാഭ്യാസം, ചെറിയ ബിസിനസ്സ് തുടങ്ങൽ തുടങ്ങിയ കാര്യങ്ങൾക്കായി മുഴുവൻ പണവും എടുക്കാം.
30 വയസ്സിന് ശേഷം ഈ പണം എന്തിനും ഉപയോഗിക്കാം.

ഈ പുതിയ പദ്ധതിയെ പറ്റി മിൽക്കൻ ഇൻസ്റ്റിറ്റ്യൂട്ട് നടത്തിയ പഠന റിപ്പോർട് അനുസരിച്ചു , സർക്കാർ നൽകുന്ന 1000 ഡോളർ 20 വർഷം കഴിയുമ്പോൾ 8000 ഡോളറായും, 40 വർഷം കഴിയുമ്പോൾ 69,000 ഡോളറായും, 60 വർഷം കഴിയുമ്പോൾ 5,74,000 ഡോളറായും വളരും എന്നാണ് കണക്കു കൂട്ടൽ.
ഓരോ വർഷവും ഏകദേശം 3.6 ദശലക്ഷം കുട്ടികൾ ജനിക്കുന്നുണ്ടെന്ന കണക്കനുസരിച്ച്, ഏകദേശം 3 ബില്യൺ ഡോളറിൽ കൂടുതൽ ചിലവ് വരുമെന്നാണ് പ്രതീക്ഷിക്കുന്നു.

പദ്ധതിയിൽ ചേരുവാൻ അപേക്ഷ നൽകേണ്ടതില്ല എന്നതാണ് പ്രധാന പ്രത്യേകത. ട്രഷറി ഡിപ്പാർട്ട്‌മെന്റ് (ധനകാര്യ വകുപ്പ്) തന്നെ അക്കൗണ്ട് തുറന്ന് പണം നിക്ഷേപിക്കും. പാവപ്പെട്ട കുടുംബങ്ങൾക്ക് പോലും ഈ അവസരം നഷ്ടപ്പെടാതിരിക്കാൻ വേണ്ടിയാണ് ഇങ്ങനെ ചെയ്യുന്നത്.
വൺ ബിഗ് ബ്യൂട്ടിഫുൾ ബിൽ ഹൗസ് ഓഫ് റെപ്രസന്റേറ്റീവ്‌സിൽ പാസായെങ്കിലും,ഇനിയും സെനറ്റിൽ ഇത് പാസാക്കി എടുക്കണം. അമേരിക്കയിൽ ജനിക്കുന്ന എല്ലാ കുട്ടികൾക്കും ഒരു നിക്ഷേപം നൽകി സാമ്പത്തികമായി മെച്ചപ്പെട്ട ഒരു ഭാവി ഉറപ്പാക്കാൻ ട്രംപിന്റെ ഈ പുതിയ പദ്ധതിയിലൂടെ സഹായകകമാവും
Sources:nerkazhcha

http://theendtimeradio.com

President Donald Trump’s proposal for a new savings account for children with a one-time deposit of $1,000 from the federal government just got an important stamp of approval.

At the “Invest America” roundtable at the White House this week, several top CEOs, including Michael Dell and Goldman Sachs chief David Solomon, expressed support for “Trump Accounts,” which are part of the landmark Republican-backed “big beautiful bill” moving through Congress. The executives committed to contributing to the accounts of their employees’ children, and, in Dell’s case, matching the government’s seed money “dollar for dollar.”

Still, policy experts and financial advisors question whether the provision is the most effective way to save on behalf of your child.

How ‘Trump Accounts’ would work
Under the House measure, Trump Accounts — previously known as “Money Accounts for Growth and Advancement” or “MAGA Accounts” — can later be used for education expenses or credentials, the down payment on a first home or as capital to start a small business. Earnings grow tax-deferred, and qualified withdrawals are taxed at the long-term capital-gains rate.

More from Personal Finance:
Trump’s ‘big beautiful’ bill could curb low-income tax credit
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What’s happening with unemployed Americans — in 5 charts

Trump’s massive tax and spending bill still faces a battle in the Senate, but if it passes as drafted, parents and others will be able to contribute up to $5,000 a year to a child’s Trump Account. The balance would be invested in a diversified fund that tracks a U.S.-stock index.

Sen. Ted Cruz, R-Texas, who spearheaded the effort, told CNBC in May that the accounts give children “the ability to accumulate wealth, which is transformational.”

“This will afford a generation of children the chance to experience the miracle of compounded growth and set them on a course for prosperity from the very beginning,” the White House also said in a statement Monday.

Some experts say the biggest benefit of Trump Accounts is the seed money for all children born between Jan. 1, 2025, and Jan. 1, 2029, funded by the Department of the Treasury.

There are no income requirements. To be eligible, the child must be a U.S. citizen and both parents must have Social Security numbers.

Although some states, including Connecticut and Colorado, already offer a type of “baby bonds” program for parents, Trump Accounts — along with a bigger child tax credit proposed in the budget bill and potential employer-sponsored matching funds — “could certainly help a lot of families at a lot of different income levels,” Sam Taube, NerdWallet’s lead investing writer, recently told CNBC.

Invested in a broad equity index fund for 20 years, a $1,000 government grant for newborns could grow to an average $8,000, according to a March report from the Milken Institute. “If the policy also permitted a tax-deductible match by employers of the children’s parents, such initial matches would double an account’s value,” researchers wrote.

Trump Accounts are expensive, ‘needlessly complex’
Depositing $1,000 into an account “is a good idea, but with a critically important caveat,” said Mark Higgins, senior vice president at Index Fund Advisors and author of “Investing in U.S. Financial History: Understanding the Past to Forecast the Future.”

With Trump Accounts, “the costs are the key,” he said: “If it keeps adding to the deficit, it is not sustainable.” (By some accounts, the program could cost more than $3 billion a year.)

“The biggest challenge for this country right now is that we have lived beyond our means,” he said. “Over the last 230 years, Congress has passed countless programs like this, which provide short-term benefits that are almost invariably dwarfed by the long-term costs.”

Universal savings accounts, which allow for more flexibility, would be a better proposal than the House provision, said Adam Michel, director of tax policy studies at the Cato Institute, a public policy think tank.

Universal savings accounts have had bipartisan support going back as far as the Clinton administration, and without the initial deposit, would come a much lower cost. They have also been successfully implemented in other countries, including Canada and the United Kingdom, according to the Tax Foundation.

Further, Trump Accounts are “overly restricted and needlessly complex,” Michel said. “A simpler system is a better way to get people to save.”

With a universal savings account, individuals could contribute up to $10,000 of after-tax income a year and withdraw the funds tax-free at any time for any purpose, according to Michel.

“It’s the flexibility that entices people,” he said. “Maybe you want to use that money to start or expand a business or buy a house or an investment property — let people choose what’s best for their lives.”

‘The 529 college savings plan is superior’
Another alternative is a tapping 529 college savings plan, which nearly every state offers.

These 529 plans have much higher contribution limits, earnings grow on a tax-advantaged basis, and when a child withdraws the money, it is tax-free if the funds are used for qualified education expenses. This year, individuals can gift up to $19,000 to a 529, or up to $38,000 if you’re married and file taxes jointly, per child without those contributions counting toward your lifetime gift tax exemption.

Although there are more limitations on what 529 funds can be applied to compared to Trump Accounts, restrictions have loosened in recent years to include continuing education classes, apprenticeship programs and student loan payments.
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The attorney for a Christian baker who has been targeted by California officials over her refusal to make a cake for a same-sex couple is hoping to take the shocking case to the U.S. Supreme Court.

Adèle Keim, senior counsel at Becket, told CBN News that baker Cathy Miller, owner of Tastries shop in Bakersfield, California, has been in a years-long battle after declining to make a cake for a same-sex couple.

“What started this battle is Cathy’s faith,” Keim said. “Cathy Miller is a woman of faith. She’s also a creative person. She’s had her hands in all kinds of things. She has been a wedding planner, she taught for years at a Christian school, and her dream was always to open her own custom bakery, so she did that.”

Once marijuana was legalized in California, Miller started having customers come in asking for weed brownies and other sexually-themed treats that she wasn’t comfortable making, so she set standards about what would and wouldn’t be acceptable for her to offer.

“She created what she calls the design standards,” Keim said, noting Miller avoids grotesque Halloween themes, adult-themed products, and has other such restrictions, including the decision not to create products celebrating divorces or gay marriages.

In 2017, the situation came to a head when a same-sex couple requested a wedding cake. Miller reportedly politely declined and offered to instead send them to a willing baker.

But that couple reportedly became frustrated and filed a complaint.

“They ignited a firestorm on social media,” Keim said. “They accused her of turning them away harshly, turning them away completely, which she hadn’t been trying to do. She’d been trying to work with them and help them as much as she could in good conscience — and she has been in court ever since.”

Keim said Miller is being persecuted by her own government, noting the case has volleyed through the courts. While the baker scored a victory stating she couldn’t be compelled to operate against her sincerely-held views, California won on appeal and the California Supreme Court declined to hear the case.

This means Miller will be appealing to the U.S. Supreme Court, with Keim hoping the justices take up the religious liberty battle.

“It’s the California Civil Rights Department that has gone after Cathy for these past seven or eight years,” she said. “During this time, this seven or eight-year period, the U.S. Supreme Court has said twice … when it comes to the wedding vendors who have a conscientious objection, ‘Back off. Back off.’ They said that in Masterpiece Cake Shop, which also involved a cake artist in Colorado, and they said it in 303 Creative, which involved a wedding website designer.”

Keim continued, “So the U.S. Supreme Court has spoken very clearly, and California courts have not had ears to hear.”

The conflict seems to be, according to Keim, California’s purported belief that civil rights law trumps the U.S. Constitution, an idea she rejects.

“The U.S. Constitution was intended to protect the rights of all Americans, no matter where they live in the country,” she said.

Ultimately, she said California has sought to fine Miller and to “stop her from doing any wedding cakes at all if she doesn’t do all the wedding cakes that the state wants her to do.”

Beyond the legal ramifications, Keim said her client has also faced threats of rape, hatred, and an endless stream of messages from people angry over her position. These attacks have also been waged against her staff, with California’s ongoing push against Miller helping drive the chaos, according to Keim.

As CBN News previously reported, Miller has spoken openly herself about the day she declined the cake — and everything else that followed.

“I prayed very hard, and I asked the Lord to give me wisdom,” Miller told CBN News in 2023. “And I just started visiting with them, and I told them I couldn’t do their cake … I said, ‘I’m sorry, I can’t hurt my Lord and Savior. I can’t participate in this union because … God says it’s a sacrament between a man and a woman.’”

These faith-based sentiments might not have shocked many who frequented the bakery, as Christian music often plays inside, with books and Bibles on display.

Miller also addressed the fact that she referred the couple to another person whom she described as “an amazing decorator” — a fellow baker who is part of the LGBTQ community and is married to another woman. In the past, this option worked well for customers in similar situations.

But this time was different.

“I was shocked, and I know they were upset, but I did not think that it would go this far,” Miller said. “I did not realize that, within two hours, we would be bombarded by hate mail, death threats, rape threats. The media was storming into our bakery.”

As Keim and Becket seek to take the case to the Supreme Court, the attorney encouraged prayer for her client.

“Pray for Cathy … pray for the people around them that have stood with them through all of this persecution,” she said. “And if you have someone in your life who’s taking a stand for their faith … keep them in your prayers.”
Sources:faithwire

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I join in prayer with Christians joyfully celebrating the descent of the Holy Spirit at Pentecost—one of the most sacred events of the Christian faith. We commemorate the fulfillment of Jesus Christ’s earthly mission and the birth of His holy and living Church.

On Pentecost, 50 days after Jesus Christ’s resurrection from the dead on Easter Sunday, the Holy Spirit descended upon His Apostles in the form of a mighty wind—empowering them to speak in tongues and proclaim the Good News of the Gospel to lands and peoples near and far. “Repent and be baptized, every one of you, in the name of Jesus Christ for the forgiveness of your sins; and you will receive the gift of the Holy Spirit,” the Apostle Peter boldly declared.

Equipped with the courage, clarity, and grace of Almighty God, in the years that followed, the Apostles went on to withstand tremendous danger to bring hearts, minds, and souls to the Christian faith—marking the beginning of the Church, against which even the evils of Hell shall not prevail. More than 2,000 years later, the Holy Spirit continues to descend upon all those who proclaim Christ’s name—enabling them to spread The Gospel.

As we celebrate this glorious feast day, we also honor all Christians who, like the Apostles, have willingly endured persecution because of their faith. My Administration will always defend the right of every American to worship God freely and without fear. For this reason, I created the White House Faith Office and proudly instituted the White House Religious Liberty Commission to safeguard and promote America’s founding principle of religious freedom. Under my leadership, we are protecting God in the public square and emboldening every Believer to live their faith freely, openly, and without threat of persecution.

As we celebrate the miracle of Pentecost and birth of Christ’s Church, we pray that the Holy Spirit fills our Nation and her people with abundant grace—bringing us peace, protection, and God’s presence.

May God bless you, and may He continue to bless the United States of America. Have a blessed Pentecost.
Sources:BREAKING CHRISTIAN NEWS

http://theendtimeradio.com